Need Debt Relief?
Lower Your Monthly Payments
Be Debt Free In As Few As 46 Months
Get A Free, No-Obligation Consultation
How It Works
Submit The Form For A Free Consultation
Talk with a certified debt consultant. Ask questions and find out if debt relief is right for you.
We Offer An Affordable Plan That Works For You
If you qualify, see how much you could save and choose a program tailored to your needs.
You Get Out Of Debt Faster For Less Than You Owe
Licensed partners negotiate with your creditors for the best possible resolution, getting you debt free in as little as 46 months.
FAQ
Why trust Debt Advisors of America?
We are an accredited business with the Better Business Bureau, and we are upfront about our role. Debt Advisors of America does not provide debt relief services directly. Instead, we listen to your situation in a free, no-obligation consultation and match qualifying individuals to a program serviced by one of our licensed third-party partners, negotiators with decades of experience settling debts with creditors. There is never a charge to speak with us, and you are never obligated to enroll.
What makes me a good candidate for debt relief?
You are generally a strong candidate when these three things are true:
- You have more than $10,000 in debt, which gives our partners leverage to negotiate on your behalf.
- Your debt is unsecured, such as credit cards, medical bills, or payday loans.
- You can make consistent monthly deposits into a dedicated account.
Meeting all three is what allows our licensed partners to work toward settling your debts for less than you owe.
How does debt relief work?
It happens in three steps.
- A certified consultant learns about your finances in a free consultation and explains your options.
- If you qualify, we estimate how much you could save and help you find a program tailored to your needs.
- Once you enroll, our licensed third-party partners get to work negotiating with your creditors.
You make one agreed-upon monthly deposit into a dedicated account, which is used to fund settlements as they are reached, with the goal of resolving your unsecured debts for less than the full balance.
Can I afford this?
The consultation is free with no obligation. If you enroll, you make a single monthly deposit instead of juggling multiple payments, and it is designed around what you can realistically afford, so many people find it lower than their current minimum payments. On average, consumers who complete a program see savings of 35% to 65% of their enrolled debt before program fees. Program fees are a percentage of your enrolled debt and may vary by state.
Why type of debt does Debt Advisors of America work with?
Our partners work only with unsecured debt, meaning debt with no collateral attached. Common examples include credit cards, medical bills, and payday loans. Debts like mortgages, car loans, and student loans are generally not eligible, because they either carry collateral or are handled differently. During your free consultation, we can confirm exactly which of your debts may qualify.
Still Have Questions?
We Deliver Real Results
“Drew, helped me every step of the way. He was patient, professional, and knowledgeable about every issue and with answering all of my questions. He did an exceptional job helping me understand how to navigate my unfortunate financial situation and I would highly recommend his service and this company to anyone who is faced a with similar financial situation. I honestly cannot think him enough.”
Haylie
Verified Trustpilot reviewer
“Our advisor Elena Baldwin was awesome in every way. I was very optimistic about who to trust, if I could trust this company. Knowing there are scammers out there, Elena gave me a sense of peace by explaining and giving clarity to what they are about and how they work with us to get back on the right track. I appreciate her services and am ready to get my finances headed in the right direction. Thank you.”
Vet
Verified Trustpilot reviewer
“Professional caring legal personnel who cared about the predicament and offered help to get out of debt, answered all my suspicious questions with authenticity and clarification and made me realize there was truly a way out of the financial mess I was in. Plus the legal followup, providing me contact info and resources to check them out and made this a positive experience with something to look forward to in the future when bills are under control.”
Rebecca
Verified Trustpilot reviewer